Bill Kan, CFA

Bill Kan, CFA founded Candent Capital to help individuals use their personal finances to achieve their goals. Bill has over 20 years capital markets experience advising individuals, investment managers and governments on wealth management, economics and investment strategy.

Performance if Miss Out on Best Days

Using Discipline During Periods of Market Volatility

Last Week’s Reminder: Volatility is a Fact of Life for Investors Volatility spiked for stock markets around the world last week. Higher in the volatility in the U.S. meant that indices such as the S&P 500 US stock index fell as much as 11.8% from its peak of 2,872.87 on January 26, 2018. The last …

Using Discipline During Periods of Market Volatility Read More »

Six Ways to Make Your Money & Your Impact Go Further Before End of 2017

Before I get into the six ways to make your money and your impact go further, consider current talks regarding tax reform. They can influence your money and your impact. The last major overhaul in taxes was in 1986, 31 years ago. I expect the Republican Congress to pass a tax bill so they can …

Six Ways to Make Your Money & Your Impact Go Further Before End of 2017 Read More »

5 Simple Ways to Improve Cybersecurity & Protect Yourself Against Identity Theft

Cybersecurity is one of the biggest challenges of modern times. Identity theft is one of the outcomes that you want to avoid. It can be a huge drain on time and money. No time is better than now to update your passwords and check your credit reports. Recent news on the theft of personal information …

5 Simple Ways to Improve Cybersecurity & Protect Yourself Against Identity Theft Read More »

How to Get a Free Lunch with Diversification

The closest thing to a free lunch when it comes to managing your money is diversification.  When done properly, diversification can help you achieve what every investor wants – returns with less risk. Unfortunately, the benefits often get lost in translation when put into practice. What is Diversification? Simply said, diversification is the process of …

How to Get a Free Lunch with Diversification Read More »

Five Things to Do Before Retirement

Ready or not, retirement may be around the corner. Maybe it is coming early or long coming. Either way, it will be a time for adjustment for many people. By some estimates, 10,000 baby boomers will retire every day. Here are five things to do before retirement. Review investment portfolio and implement adjustments to reflect …

Five Things to Do Before Retirement Read More »

Financial Lessons from Emergency Response Training

Along with 70 other San Franciscans, my wife and I recently completed NERT training. As Neighborhood Emergency Response Team volunteers, we would assist the San Francisco Fire Department and our community in case of disaster. Much of what we learned about responding to earthquakes and fires can also apply to financial lessons for the management of personal …

Financial Lessons from Emergency Response Training Read More »