Last Week’s Reminder: Volatility is a Fact of Life for Investors Volatility spiked for stock markets around the world last week. Higher in the volatility in the U.S. meant that indices such as the S&P 500 US stock index fell…
Before I get into the six ways to make your money and your impact go further, consider current talks regarding tax reform. They can influence your money and your impact. The last major overhaul in taxes was in 1986, 31…
Cybersecurity is one of the biggest challenges of modern times. Identity theft is one of the outcomes that you want to avoid. It can be a huge drain on time and money. No time is better than now to update…
The Trump victory keeps us in the bizarro world that I described in the July Quarterly Client Letter. Expect the unexpected is the lesson for 2016. Who would have thought that the UK would vote in favor of leaving the…
College is one of the biggest investments that a family will make for its children. Four years of college can run upwards of a quarter of a million dollars at a private school and roughly half at a public institution….
The closest thing to a free lunch when it comes to managing your money is diversification. When done properly, diversification can help you achieve what every investor wants – returns with less risk. Unfortunately, the benefits often get lost in…
The Fed, as expected, hit the pause button on its plan to hike interest rates following its FOMC meeting today. The sell-off in the stock market and oil prices are adding to the of cross currents about the health of…
Ready or not, retirement may be around the corner. Maybe it is coming early or long coming. Either way, it will be a time for adjustment for many people. By some estimates, 10,000 baby boomers will retire every day. Here…
A friend recently asked me if I thought he was ready for retirement. Fred’s nest egg had grown nicely over his 20-year career. Retirement meant leaving behind a steady paycheck and the benefits of a big company with a generous…
Along with 70 other San Franciscans, my wife and I recently completed NERT training. As Neighborhood Emergency Response Team volunteers, we would assist the San Francisco Fire Department and our community in case of disaster. Much of what we learned about responding…
